Where Innovative Real Estate Solutions Meet Financial Needs
We Can Help You Save Your Home
About Us
Creative Homes Pros (CHP) is a woman-owned mortgage note investment company and MBA member. I am a principal broker and active investor in the residential mortgage loan sector. I have partnered with a private equity company and together we buy and sell Promissory Notes, Mortgages, Deeds of Trust secured by residential properties throughout the United States. We own our loans. Our company works directly with Financial Institutions we have formed trading partnerships with to acquire distressed assets with a focus on NPLs.
There are no middlemen.
Our goal is to help revitalize neighborhoods by keeping families in their homes and strengthening communities.
What We do?
We acquire distressed assets directly from Financial Institutions with a focus on non-performing loans. We take our time to become familiar with the homeowner's hardship and needs. We provide the homeowner assurances that they are working with the lender directly and working to determine the best possible outcome for their specific situation. We work with a team of mortgage loan originators and mortgage underwriters to assist us with restructuring the existing mortgage with new terms that provide the homeowner a second chance to save their home. We want to align both the homeowner’s financial needs with their financial goals.
WE CREATE THE RIGHT SOLUTION FOR YOU
Our Popular Services
Deed In Lieu of Foreclosure
Deed In Lieu of Foreclosure
Deed In Lieu of Foreclosure
A deed-in-lieu of foreclosure is an arrangement where you voluntarily turn over ownership of your home to the lender to avoid the foreclosure process. A deed-in-lieu of foreclosure is one type of loss mitigation.
Discounted Payoff
Deed In Lieu of Foreclosure
Deed In Lieu of Foreclosure
A discounted payoff (DPO) is the repayment of an obligation for less than the principal balance. Discounted payoffs often occur in distressed loan scenarios
Forbearance Agreement
Deed In Lieu of Foreclosure
Investment Consultation
A mortgage forbearance agreement is an agreement made between a mortgage lender and a delinquent borrower. The lender agrees not to foreclose and the borrower agrees to a payment plan for a specified time to help the borrower become current on their payments.
Investment Consultation
Deed In Lieu of Foreclosure
Investment Consultation
Let’s discuss how you can generate monthly income by working with homeowners to create re-performing loans or acquiring mortgage loans through Self-Directed IRA accounts to generate passive income.
Loan Modification Agreement
Loan Modification Agreement
Loan Modification Agreement
A mortgage loan modification is a change in your loan terms. The modification can reduce your monthly payment to an amount you can afford. The modification is a type of loss mitigation.
Repayment Plan
Loan Modification Agreement
Loan Modification Agreement
A repayment plan is a structured way to make up your missed mortgage loan payments over a period of time.
Short Sale
Loan Modification Agreement
Short Sale
If you wish to sell your property, but the net proceeds from the sale is not enough to pay off your loan and you cannot afford to pay the shortage. A short sale must be approved by the mortgage lender.